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Three of the nation s largest banks reported Tuesday that their credit card purchase volumes fell by more than 20 in the second quarter as the Covid-19 pandemic slammed the brakes on the economy, though things were better on the debit card side. New York City-based JPMorgan Chase Co. A Report Shows Why Cardless ATMs Are Growing More Popular in the U. July 7, 2020 ATMs, Breaking News, Competitive Strategies, Mobile Wallets, News Comments Off on A Report Shows Why Cardless ATMs Are Growing More Popular in the U.
The number of ATMs providing the option of cardless withdrawals rose 26 in 2019, says a new report from research firm RBR. Leading the charge in the adoption of cardless ATMs is the United States, where the number of these machines has more than tripled, according to the research. Feeling Heat, Square Explains Its New Reserve Policy. Facing criticism for withholding as much as 30 of some small merchants payment volume, merchant processor and business software provider Square Inc.
Out of our millions of sellers, fewer than 0. on Tuesday posted an explanation of its new reserve policy. 3 have reserves on their accounts, but given increased interest. Brexit trade bonanza Japan s hopes to replace US with UK in major partnership revealed. JAPAN is hoping to replace the US with Britain in the third biggest free trade area in the world by GDP, unearthed reports claim.
Last week, International Trade Secretary Liz Truss announced Britain will press ahead with a bid to join a major trade tie-up between countries including Canada, Australia and New Zealand after leaving the EU. According to The Times, Ms Truss said that the partnership of the Comprehensive and Progressive Agreement for Trans-Pacific Partnership CPTPP is the next logical step for post-Brexit Britain.
She added I say to our old friends, Britain is back. The CPTPP is a high-quality free trade agreement which binds together Australia, New Zealand, Canada, Japan, Singapore, Vietnam, Mexico, Malaysia, Peru, Chile and Brunei. It covers nearly 14 percent of the global economy. If the UK were to join the partnership, this share of global GDP is expected to rise to about 16 percent. Australia and Japan have already informally pledged their support for British membership and others are unlikely to raise major objections.
Brexit trade bonanza Japan s hopes to replace US with UK in major partnership revealed Image GETTY. International Trade Secretary Liz Truss Image GETTY. Moreover, in a recent report for The Diplomat, independent research fellow Yukari Easton, whose research focus is upon international relations, diplomacy, and security issues in the Asia-Pacific region, explained why Britain s interest in the group is viewed with particular interest by Tokyo.
The earlier incarnation of the Trans-Pacific Partnership TPP was originally conceived as an economic pillar supporting former US President Barack Obama s pivot to Asia. However, US participation was scrapped by President Donald Trump on his third day in office. With the US having shunned the dream of a trading bloc that would have accounted for 40 percent of world trade, it was Japan that took the lead in making the TPP a reality. US President Donald Trump Image GETTY.
Former US President Barack Obama Image GETTY. In 2019, Japan concluded an FTA with the US independent of the TPP, but has kept the door open for the US to potentially join the bloc in the future. While Ms Easton noted that there is no illusion that the UK would, in any way, replace the importance of the US, the country is right now a good substitute for Japan. She wrote There have been minimal trading frictions or diplomatic tensions in modern times.
Japan is unflinchingly supportive of the UK joining the CPTPP and has pledged that it will spare no efforts in this endeavour. Stronger trade ties would boost the Japanese economy while making the United Kingdom and Japan closer still in terms of their diplomatic relations. Ms Easton noted that the logic of closer Anglo-Japanese trade ties, either through a bilateral arrangement or under the CPTPP, is clear.
She added Such an achievement would represent a clear economic and diplomatic win for both nations. With political will on both sides to maintain the current momentum, such a deal is well within reach. Moreover, the academic argued that given the now certainty of the UK and EU transitional arrangements ending on December 31, the pressure is therefore on for London to rapidly conclude a free trade agreement with the bloc, as well as with its non-EU trading partners.
She concluded Progress in trade talks outside of Europe can only strengthen the British hand in its negotiations with the EU. How Germany undermined Nicola Sturgeon s independence bid EU s plan to merge England and France in NEW region exposed Nigel Farage s hidden objective in Brexit Party relaunch exposed. Naga Munchetty BBC Breakfast host reacts to Charlie Stayt new co-presenter question. Flu jab Lloyds 2020 How much is the flu jab in Lloyds this year. Queen sends Prince Harry sweet birthday message with ADORABLE throw-back photo.
Car insurance policyholders could be unnecessarily paying out hundreds for cover. Brexit Vote Leave broke electoral law, says Electoral Commission. Brexit campaign group Vote Leave has been fined 61,000 and referred to the police after an Electoral Commission probe said it broke electoral law. The watchdog said it exceeded its 7m spending limit by funnelling 675,315 through pro-Brexit youth group BeLeave.
The founder of BeLeave, Darren Grimes, has been fined 20,000 and referred to the police, along with Vote Leave official David Halsall. Vote Leave said the wholly inaccurate report was politically motivated. The Vote Leave campaign, which was fronted by Boris Johnson and Michael Gove, won the contest to be the official Leave campaign in the 2016 referendum on whether Britain should stay in the European Union. Parliament Live MPs debate post-Brexit trade plans Leave. EU fined 70,000 over Brexit spending Call for clarity on referendum cash rules Brexit All you need to know.
The result of the referendum was 51. 9 for Leave and 48. 1 for Remain. The UK is due to officially leave the European Union at 23 00 GMT on 29 March, 2019. The referendum was not legally binding, merely advisory, according to a Supreme Court judgement in December 2016, so it can t be ordered to be re-run by a court - any decision to have a fresh referendum would have to be made by the government and Parliament would have to pass a referendum act.
The Electoral Commission has referred Mr Grimes and Mr Halsall to the Metropolitan Police in relation to false declarations of campaign spending, and handed over files in relation to whether any persons have committed related offences that fall outside the watchdog s remit. Vote Leave and the official Remain campaign Britain Stronger in Europe were allowed to spend 7m each on campaigning in the run up to the referendum.
Vote Leave spent nearly 2. 7m of its 7m budget on the services of a Canadian digital marketing firm, Aggregate IQ. A further 675,315 was sent to Aggregate IQ by BeLeave, a group set up by Mr Grimes, then a fashion student at Brighton university. The money came from Vote Leave which has said in the past it was told by the Electoral Commission it was allowed to do this because BeLeave was a separate campaign group. But the Electoral Commission - which is the watchdog overseeing elections in the UK and ensuring that UK laws on spending by political parties are followed - has ruled that the two groups were working together and Mr Grimes had wrongly reported the spending as his own.
This meant that, including this amount, the Electoral Commission says Vote Leave spent 7,449,079, breaching its 7m spending limit. Darren Grimes is also said to have exceeded the 10,000 he was allowed to spend as a non-registered campaigner, the watchdog said. Bob Posner, from the Electoral Commission, said We found substantial evidence that the two groups worked to a common plan, did not declare their joint working and did not adhere to the legal spending limits. These are serious breaches of the laws put in place by Parliament to ensure fairness and transparency at elections and referendums.
He added Vote Leave has resisted our investigation from the start, including contesting our right as the statutory regulator to open the investigation. It has refused to cooperate, refused our requests to put forward a representative for interview, and forced us to use our legal powers to compel it to provide evidence. Nevertheless, the evidence we have found is clear and substantial, and can now be seen in our report. It is impossible to say how overspending by the Vote Leave campaign affected the referendum result.
It all went to one marketing firm, which developed highly-targeted Facebook advertising. In a quote since removed from the Aggregate IQ website, Vote Leave campaign director Dominic Cummings said We couldn t have done it without them. Former Vote Leave activist Shahmir Sanni, who went public with allegations about overspending earlier this year, told BBC Radio 4 s The World at One the extra cash spent by BeLeave had affected the referendum outcome - saying such a sum can make all the difference.
Anti-Brexit Labour peer Lord Adonis said Vote Leave s overspending could have been decisive in the 2016 referendum because it was a close result but he did not want to re-run that campaign. Instead, he said all of those responsible for this breach of the law should be barred from playing any part in any future referendum, such as the one he is calling for on the final Brexit deal.
Labour is calling for Tory ministers who were key figures in Vote Leave to be referred to the cabinet secretary to determine whether they had broken the ministerial code. In a statement on Twitter, Mr Grimes said it was incredible that he had been fined 20,000 on the basis of the wrong box being ticked on an application form. He said he had been interviewed by the Electoral Commission during two previous investigations and had never been provided with particulars of the allegation that he had worked on a common plan with Vote Leave so that he could make representations about it.
Politicians say they want young people to engage with politics. I was 22 when I got involved in a referendum I felt passionately about. I did nothing wrong, he added. I have been persecuted for over two years by powerful people for nothing more than engaging in the democratic process and having the temerity to be on the winning side.
It has been appalling for my family. The Electoral Commission cleared Vote Leave of breaking spending limits in March last year but re-opened its investigation in October, saying new evidence had come to light from its own investigations, media reports, academics and whistleblowers. Another pro-Brexit group, Veterans for Britain, was also found to have inaccurately reported a donation it received from Vote Leave and has been fined 250. Vote Leave also returned an incomplete and inaccurate spending reportwith almost 234,501 reported incorrectly, and invoices missing for 12,849.
99 of spending, the watchdog said. A Vote Leave spokesman said The Electoral Commission s report contains a number of false accusations and incorrect assertions that are wholly inaccurate and do not stand up to scrutiny. It is astonishing that nobody from Vote Leave has been interviewed by the commission in the production of this report, nor indeed at any point in the past two years. Yet the commission has interviewed the so-called whistleblowers who have no knowledge of how Vote Leave operated and whose credibility has been seriously called into question.
Vote Leave has provided evidence to the Electoral Commission proving there was no wrongdoing. And yet despite clear evidence of wrongdoing by the Remain campaign, the commission has chosen to ignore this and refused to launch an investigation. All this suggests that the supposedly impartial commission is motivated by a political agenda rather than uncovering the facts. The commission has failed to follow due process, and in doing so has based its conclusions on unfounded claims and conspiracy theories.
We will consider the options available to us, but are confident that these findings will be overturned. The Electoral Commission hit back at allegations of political bias, saying We open investigations where the evidence justifies it, irrespective of the political views of the party or campaigner concerned. It also insisted it had followed due process and had spent three months and made five attempts to interview Vote Leave representatives.
Months into the investigation, certain Vote Leave staff members came to us separately and offered to be interviewedan Electoral Commission source said, but by that point it had gathered enough evidence to conclude that an offence had occurred. Asked whether it believed the referendum result was still valid, No 10 said the public delivered a clear verdict which the government was in the process of implementing.
But speaking in the Commons, former Tory home secretary Amber Rudd said ministers should not use this to obfuscate from its duty to protect the electoral system from abuses. And Tory MP Sarah Wollaston, who voted to remain, called for the referendum to be re-run. A separate Brexit campaign, Leave. EU, was fined 70,000 in March for failing to declare at least 77,380 it spent on referendum campaigning.
EU chief executive Liz Bilney was referred to the police following the commission s investigation. EU co-founder Arron Banks called it a politically motivated attack and said he would take the watchdog to court. EU, which was fronted by then-UKIP leader Nigel Farage, was only allowed to spend 700,000 in the run up to the referendum, after losing out to Vote Leave in the battle to designated the official Leave campaign.
The official Remain campaign Britain Stronger in Europe, was fined 1,250 in December last year for not providing invoices and for declaring some spending in aggregate rather than individual payments. Electoral Commission Leave campaigns spending investigations Brexit. Britain s Brexit negotiator David Frost warns EU s Michel Barnier to get real ahead of face-to-face showdown. 25 Jun 2020, 23 12 Updated 29 Jun 2020, 11 54. BRITAIN S chief negotiator David Frost has warned Michel Barnier to get real ahead of the pair s first face-to-face meeting in months.
David Frost hit back at the Frenchman s claims No 10 is trying to cherry-pick a deal that would keep current access to the EU s market. Read our Brexit live blog for the latest news updates. Both men will kick off an intensified round of talks at the Commission headquarters on Monday in a bid to strike a breakthrough. Mr Frost said We will go to Brussels in good faith to engage with the EU s concerns. This needs to be a real negotiation and some of the EU s unrealistic positions will have to change if we are to move forward.
UK sovereignty over our laws, our courts, or our fishing waters, is of course not up for discussion. Equally we do not seek anything which would undermine the integrity of the EU s single market. Mr Barnier has said a deal is within reach and he is ready to compromise if the UK follows suit. Tariffs will be blocked. The PM has received unexpected support in his bid to strike an agreement from predecessor Tony Blair. Asked about Brexit the arch-Remainer said I accept it s happening, we should make it happen as well as we possibly can.
You have got to get the trade deal however you can manage it, which sinais opções binárias iq option can in the end. We should take whatever time is necessary to do it, let us hope we can do it before the time runs out at the end of the year. He said after Brexit is done the PM will be able to build ties with European countries in areas like defence and security outside the EU s structures. Mr Frost also warned Brussels any deal which gives it the right to respond to changes in British law by slapping us with tariffs will be blocked.
AT SIXES SEVENS. FREEPORT RUSH. NEIGHBOURHOOD SNITCH. NO MINGLING. He said The Government will not agree to giving the EU a new right to retaliate with tariffs if we chose to make laws suiting our interests. The EU wants the right to apply rebalancing measures if an independent body rules the UK has passed laws that give it an unfair economic advantage. RING The Sun on 0207 782 4104 or WHATSAPP on 07423720250 or EMAIL exclusive the-sun.
We could not leave ourselves open to such unforeseeable economic risk. Brexit The Sun Newspaper Michel Barnier. MONDAY NIGHT TAKEAWAY. Ant McPartlin s ex Lisa clears out his stuff and leaves it on street. Michelle Keegan showcases endless legs sinais opções binárias iq option tights and a leotard for sexy shoot. ELLE OF A BOD. Michelle Keegan flashes her incredible abs as she heads to the gym. BLUE JEAN BABIES. Celebs create illusion with baggy jeans to make their waists look smaller.
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Smarter Writer Jun 25th 2020. Quick 5 Data back-ups explained. For all businesses, failing to back-up data can have drastic consequences. Here are five back-up essentials you need to know about. Backing up your data may seem a mundane tas. Smarter Writer Feb 6th 2020. How-to Start your own small business cyber-security health check. For many small business owners, the answer isnвЂ t a definitive вЂ yesвЂ or вЂ noвЂ вЂ because while they ma. Have you conducted a complete cyber-security health check for your business.
Smarter Writer Jan 9th 2020. How-to Choose the right cloud model for you. Did you know 65 per cent of Australian organisations experienced a major disruption due to a cyber breach last year. It can be an ongoing challenge to maintain your businessвЂ s. Smarter Writer Nov 8th 2019. What is a VPN and do you need one. If regular news of high-profile cyber-attacks across the world teaches us anything, itвЂ s that every business, regardless of size, needs to take its security more seriously.
Steer clear of net nasties this christmas. Think twice before opening that digital Christmas card or clicking on that festive-looking link, internet security experts and consumer authorities warn. That animated Santa Cl. Mid-year check Six leading cyber security trends in 2019. Krishan Sharma Sep 6th 2019. From ongoing policy changes across the world to the latest trends in attack types, from IoT security to the weaknesses that loom in вЂ the shadowsвЂwe take a look at the cyber s.
Smarter Writer Jul 25th 2019. How to empower staff and protect data security. Cyber security is a human problem. ThatвЂ s why it is critical to invest. Your cyber security is only as strong as its weakest link and that weak link is often the human element. Mike Doman Jul 10th 2019. Business essentials Exploring incident response plans. In recent years the published data and mainstream news reports on cyber breaches have been eye-opening. As 5G networks roll out around the globe, internet infrastructure develo.
Smarter Staff Jul 8th 2019. Checking the locks How to audit your cyber security. Cyber attacks are becoming more prevalent and sophisticated. To stay safe, organisations must undergo regular and rigorous cyber security audits. Businesses must conduct cyber. David Wilson Jun 14th 2019. 5-minute fixes for your cyber security. Safeguarding your business requires an approach that is tailored to your needs. This takes an investment of time and money, and assistance from people with the right knowledge.
Smarter Writer Apr 4th 2019. Cyber security A failure to plan is a plan to fail. How prepared are you when it comes to your businessesвЂ cyber security. These days we arenвЂ t just protecting against viruses, but against hackers, identity fraud, data theft and. Nathanael Peacock Mar 28th 2019. Exploring the key findings of the Telstra Security Report 2019. Every year the Telstra Security Report looks at the most pressing security issues facing Australian businesses вЂ from the smallest corner stores to the biggest high-rises.
Tis the season to beware of the scammer. Smarter Writer May 8th 2018. The competition watchdog expects a spike in telephone and online fraud activity over the holiday season as scammers try to cash in on the Christmas spirit. This year alone, the. Smarter Staff Dec 21st 2017. Andre Agassi on business Five short-term goals for long-term success.
If there is anyone who knows about goal setting, itвЂ s an elite athlete. ThatвЂ s why, when tennis icon Andre Agassi was speaking at the latest Telstra Vantage event, we paid atte. Daniella Doughan Jun 28th 2017. Andre Agassi on business Resilience for the long game. When the federal government gave accredited education providers just three months to comply with new regulations governing the sector Jack Delosa, founder of specialist educati. Alexandra Cain May 29th 2017. Would you trust your business with your data.
Jonathan Crossfield May 16th 2017. ADMA CEO Jodie Sangster argues that how you handle your customer data вЂ even if itвЂ s legally correct and technically safe вЂ can still create headaches for your business. Cloud busting Business continuity myths debunked. WeвЂ ve all lost data. And it hurts. Even worse is having to explain the loss to the other people affectedвЂ your team, your business partners and your customers. Stuart Ridley Nov 25th 2016.
How to test your business continuity strategy. Not everyone tests that plan before they have to use it. Instead, they find out the hard way that their contingency plans donвЂ t work. Simon Sharwood Nov 25th 2016. Whistle a happy tune to improve cyber-security. Take a few simple and practical precautions to improve the cyber-security of your business. Cybercrime is a well-established global threat to millions of businesses worldwide. Simon Sharwood Sep 22nd 2016.
Breaking down the Telstra Cyber Security Report 2016. Every year the Telstra Cyber Security report looks at the most pressing security issues facing Australian businesses today вЂ from the smallest corner stores to the biggest high. Why modern finance needs to think security. Malicious hacking, data leaks and electronic fraud are an all-too-common occurence in this digital age.
Nathanael Peacock Apr 20th 2016. So how can the financial services industry prevent sensitive client info. Protection you can rely onВ В В. Siobhan Coleman Apr 20th 2016. Navigating business insurance. The right insurance is essential for every small business, but understanding what you need can be difficult. Alexandra Cain speaks to Advisor Director at Weath Planning Partner. Alexandra Cain Oct 9th 2015. WhatвЂ s in a brand trademark.
Trademark battles. A lot of lawyersвЂ fees if you donвЂ t get it right. Ross Greenwood looks at what works, and what doesnвЂ t. ThereвЂ s always a lot of talk about the valu. Protect yourself. Ross Greenwood Apr 7th 2015. If you are self-employed and unsure about income protection insurance, read on. Effie Zahos reveals some of the options. Effie Zahos Apr 2nd 2015. Your ability to earn an income is your most valuable as. Will tech win the war on shrinkage. With anti-shoplifting and employee theft technology improving, Retailers have more options than ever before, but can some simple steps to improve the culture within the Retaile.
Stronger fraud protection for Aussie online retailers is a welcome change. Michael Baker Feb sinais opções binárias iq option 2015. PayPal has expanded its fraud protection program for online Retailers in Australia. Smarter Staff Sep 10th 2013. A minor car accident can often feel like a major hassle, especially given the three to five days your car can be off the road to repair even small damage. Stuart Ridley Jul 5th 2013. Shore up your security eNews Incident Response Plan Quiz. No author Feb 26th 2020.
Card payments for small businesses. See the advantages and disadvantages of your business accepting debit and credit card payments and find out about terminals, acquirers, merchant service agreements and charges, and more. It can affect everything from the day-to-day running of your business to the profit generated. Before making the decision, it s important to weigh up the advantages and disadvantages of card payments over the traditional cash and cheque methods. Consider what it could do for your business not just now, but also to help it to grow in the future.
Advantages of accepting card payments. Easier for the customer. Customers may assume that they re able to pay by card for products from your business and, if the option isn t available, it could prevent them from purchasing. Research from Barclaycard suggests that more than one in six customers will walk away from a purchase if they re not able to pay on a card.
Potential increase in profits. If customers can pay by card you may see a rise in profits as a direct result, because offering different payment options can help tap into a whole new section of the market. Accepting card payments may make your business appear more professional, which could give potential customers more confidence when deciding whether to purchase from you. Less cash on the premises. Give your business more credibility. If your competitors are still solely using cash and cheque payment methods, introducing card payments could help set you apart.
For small businesses, the decision on whether or not to accept card payments is an important one. For small businesses such as shops and cafes, taking card payments means that you won t have to keep so much cash on site or have to deposit large amounts at the bank. Internet and phone payments. This helps keep your takings secure.
Debit and credit cards can also be used to pay over the phone or internet which can help to build up business further afield. You ll also be able to take payments outside normal business hours. American Express will charge a different commission rate to Visa and or MasterCard. Detailed statements. You ll be provided with a comprehensive statement of the payments made by card which can help you identify your customer s spending habits and peak transaction times. This type of information could help you to adapt your marketing plans to suit your customers needs.
Competitive advantage. Accepting card payments is not just for face-to-face transactions. Or, if your competitors already accept card payments, it can help to put your business on a level playing field. Autumn Statement 2014. From January 2015 the majority of acquirers will offer a new service for small businesses to receive the funds from debit and credit card transactions much more quickly.
Two acquirers will not meet this commitment, and the government will ask the Payment Systems Regulator PSR to examine whether small businesses are being disadvantaged as a result. Receive funds quickly. Although it isn t as immediate as being paid in cash, since January 2015 it has been possible for small businesses to receive funds from all debit or credit card transactions quicker, meaning they have access to their takings faster than ever before. Make sure your acquirer offers this facility.
To accept card payments you ll first have to set up an account with an acquirer, which is a bank or other financial institution that provides payment terminals and processes card transactions for you. Acquirers charge for this service. The amount you ll have to pay the acquirer for transactions is called the merchant service charge MSC. The MSC will depend on the types of transactions that your business will use for example, face to face, over the phone or online and can be negotiated with the acquirer.
Different card providers may also levy different charges. American Express, for example, will charge a different commission rate to Visa and or MasterCard. You might want to pass charges on to your customer in the form of percentage sale fees when they pay by debit or credit card. However, this may negatively affect your business and discourage customers from making a purchase, so you need to weigh up whether it might be better to absorb the MSC costs yourself.
Also, be aware that you ll probably be charged a one-off start-up fee when you open a new account. It s important to find the right acquirer based on what they offer, the amount they charge and how they ll benefit your business. Card-not-present transactions. These are classed as any payments processed not on the premises, so usually for purchases made over the phone or online.
As chip-and-pin is not used to verify the payment, extra steps have to be introduced to verify the identity of the cardholder, for example a secure payment page for online payments. May not be cost effective. Although accepting card payments may have advantages, consider whether it s the right choice for your business. If it s not a necessity for your customers and does not affect your sales, it may be more cost effective to only accept cash and cheques.
Finding an acquirer. Before your customers are able to pay by card you ll need to choose an acquirer to process the payments. They also move the money to your business account after the payment has been processed. Merchant service agreement. It s important to find the right acquirer for your company based on what they offer, the amount they charge and how they ll benefit your business.
Acquirers will make sure that your systems and any acquirer-owned terminals are up to date with changes affecting card schemes. The acquirer will require you to sign a merchant service agreement MSA which contains the terms and conditions of the contract you ll be entering into. Business credit cards Business loans Business bank accounts Contactless payments How online card payments work How to build a business website. This may include the card types the acquirer will accept, charges and the payment process.
Card terminals. The card terminal you should use will depend on the type of card payments that you intend to take. Most small shops and restaurants will generally use a counter-top chip-and-pin terminal. Either your acquirer will provide you with a terminal for taking card payments, which comes with a rental charge, or you may be able to use your own terminal. Check the options with your acquirer. For more information on the different options available and terminal security guidelines, visit the UK card association.
By Abbie Laughton-Coles. Credit card guides Credit cards Business broadband Business insurance Peer-to-peer lending. Compare credit cards. Compare the latest deals, apply online. Business broadband. 1 In a survey of 2,020 consumers commissioned on behalf sinais opções binárias iq option Barclaycard in February 2014, 18 said they had left a store in the last six months because the store did not take card payments.
Voodoo Carrier IQ Detector, while sinais opções binárias iq option completely finished and not 100 percent accurate, is still pulling in high ratings 4. 8 out of 5 by 254 users. The app was written by computer forensics specialist Francois Simond in about four hours. Simond created the app in response to alarming allegations by a researcher that a program, Carrier IQ, pre-installed on an estimated 140 to 150 million smartphones worldwide was, without the knowledge of the phones owners, logging Web browsing and keystroke information.
Removing the program is more complicated. The researcher who discovered Carrier IQ s suspicious activity, Trevor Eckhart, has an app, Logging Test App, that will do the job, but it requires rooting Android, which can get complicated for the average user. It also requires the purchase of a key for 1 to get the app working. Eckhart s allegations about Carrier IQ have been rebuffed by the company that makes the software. It maintains that the program doesn t log keystrokes nor does it gather intelligence on a phone s owner.
Meanwhile, two smartphone makers on which Eckert found Carrier IQ installed, HTC and Research In Motion, deny any association with the software and are blaming the carriers as the culprits in the matter.
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