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If a binary options Internet-based trading platform requests photocopies of your credit card, driver s license, or other personal data, do not provide the information. The third category of alleged fraud involves the manipulation of the binary options trading software to generate losing trades. Unregistered Transactions, Operations, Broker-Dealers, or Trading Exchanges; Illegal Options Transactions. Certain Registration and Regulatory Requirements of the SEC. In addition to ongoing fraudulent activity, many binary options trading platforms may be operating in violation of other applicable laws and regulations, including certain registration and regulatory requirements of the CFTC and SEC, as described below.

Under the federal securities laws, a company may not lawfully offer or sell securities unless the offer and sale have been registered with the SEC or an exemption from such registration applies. For example, some binary options may be securities. For example, if the terms of a binary option contract provide for a specified return based on the price of a company s securities, the binary option contract is a security and may not be offered or sold without registration, unless an exemption from registration is available.

If there is no registration or exemption, then the offer or sale of the binary option to you would be illegal. If any of the products offered by binary options trading platforms are security-based swaps, additional requirements will apply. In addition, some binary options trading platforms may be operating as unregistered broker-dealers. A person who engages in the business of effecting securities transactions for the accounts of others in the U. If a binary options trading platform is offering to buy or sell securities, effecting transactions in securities, and or receiving transaction-based compensation such as commissionsit likely should be registered with the SEC.

to determine whether a particular trading platform is registered with the SEC as a broker-dealer, visit FINRA s BrokerCheck. Some binary options trading platforms may also be operating as unregistered securities exchanges. This would be the case if they matched orders in securities of multiple buyers and sellers using established non- discretionary methods. However, there are cases where a registered broker-dealer with a trading system or platform may legitimately have no obligation to register as an exchange.

It is illegal for entities to solicit, accept offers, offer to or enter into commodity options transactions for example, foreign currencies, metals such as gold and silver, and agricultural products such as wheat or corn with U. citizens, unless those options transactions are conducted on a designated contract market, an exempt board of trade, or a bona fide foreign board of trade, or are conducted with U. Certain Registration and Regulatory Requirements of the CFTC. customers who have a net worth that exceeds 5 million.

To see the most recent list of exchanges that are designated as contract markets, check the CFTC website. There currently are only three designated contract markets offering binary options in the U. Cantor Exchange LP; Chicago Mercantile Exchange, Inc. ; and the North American Derivatives Exchange, Inc. All other entities offering binary options that are commodity options transactions are doing so illegally. Further entities that solicit or accept orders for commodity options transactions and accept, among other things, money to margin, guarantee, or secure the commodity options transactions must register as a Futures Commission Merchant.

Entities that act as the counterparty that is, they take the other side of the transaction from the customer as opposed to matching orders for foreign currency options transactions for customers with a net worth of less than 5 million must register as a Retail Foreign Exchange Dealer. Because of their lack of compliance with applicable laws, if you purchase binary options offered by persons or entities that are not registered with or subject to the oversight of a U. regulator, you may not have the full benefit of the safeguards of the federal securities and commodities laws that have been put in place to protect investors, as some safeguards and remedies are available only in the context of registered offerings.

In addition, individual investors may not be able to pursue, on their own, some remedies that are available for unregistered offerings. Remember much of the binary options market operates through Internet-based trading platforms that are not necessarily complying with applicable U. Do not invest in something that you do not understand. If you cannot explain the investment opportunity in a few words and in an understandable way, you may need to reconsider the potential investment.

Registration provides iqoption demo access to key information about the terms of the product being offered. Check to see if the binary options trading platform itself is registered as an exchange. To determine whether the platform is registered as an exchange, you can check the SEC s website regarding Exchanges. Check to see if the binary options trading platform is a designated contract market. To determine whether an entity is a designated contract market, you can check the CFTC s website.

Finally, before investing, use FINRA s BrokerCheck and the National Futures Association s Background Affiliation Status Information Center BASIC to check the registration status and background of any firm or financial professional that you are considering. Before investing in binary options, you should take the following precautions Check to see if the binary options trading platform has registered the offer and sale of the product with the SEC.

SEC Investor Information CFTC Consumer Protection Information. The CFTC Office of Consumer Outreach has provided this information as a service to investors. It is neither a legal interpretation nor a statement of CFTC policy. You can use EDGAR to determine whether an issuer has registered the offer and sale of a particular product with the SEC. City expands Calgary Eats program, brings pop-up markets to new locations.

The city is looking to improve residents access to healthy food options amid the COVID-19 pandemic with the expansion of the Calgary Eats program. As part of its food action plan, the city has partnered with local farms, food growers and food distributors to bring a variety of pop-up markets to new locations this year. Bringing pop-up food markets into community hubs provides Calgarians with another option for purchasing fresh cabbage, tomatoes, beets and other produce, food systems planner for the city, Kristi Peters, said.

It also provides our vendors with more opportunities to sell their produce. This year, the program has expanded to now encompass three CTrain stations and eight community hubs across the city, including Central Memorial Park and the Winston Heights Community Association Iqoption demo. The program began in 2017 and worked to bring fresh food products to select CTrain stations for Calgarians to purchase.

Officials said the expansion of the program will help benefit Calgarians who don t feel comfortable shopping at large stores during the ongoing pandemic. During the COVID-19 pandemic, it s been a challenge for some Calgarians to access affordable food, said Lourdes Juan, co-founder of Fresh Routes, who has a pop-up mobile food market as part of the program. We have stops around the city, including Sunalta LRT Station, Murray Copot Arena and Bowness Community Association, each week.

We re able to bring fresh produce to those who may have trouble accessing food for a variety of reasons. The markets also provide additional exposure for producers in the city. Being able to sell Calgarians delicious, locally grown food in their neighbourhoods has been a great opportunity for us, owner of Broxburn Farm, Paul Dejonge, said. City officials said all market vendors are required to follow guidelines laid out by Alberta Health Services for farmers and public markets, and those visiting pop-up sites are also asked to follow social distancing protocols.

For a full schedule and list of market locations, click here. Mobile Food Market enters second year with 250K in government funding Halifax s Mobile Food Market receives national recognition Mobile food market to tackle food insecurity in Toronto neighbourhoods. As part of the program, the pop-up markets will be running every Tuesday through Saturday at select locations across the city until Oct. Students at Texas A M are encouraged to become involved in student organizations and are able to define their personal involvement experiences through individual interest areas including equine-related groups.

Texas A M Equine. Horse Judging Team. The Horse Judging Team in the Department of Animal Science teaches students to evaluate horse and horse performances, and to compete in intercollegiate competitions with teams from other colleges and universities. Since the first Texas A M team began competition in 1972, no other school has won more national championships than Texas A M, boasting 28.

Horseman s Association. Texas A M Horseman s Association works to make each student member a better horseman by introducing members to new techniques of working with horses and disciplines of riding, educating members on overall equine health and exploring the different job opportunities in the equine industry. Texas A M s Horseman s Association is part of the American Collegiate Horseman s Association, with our undergraduates often serving in national leadership positions.

Parsons Mounted Cavalry. Parsons Mounted Cavalry is a dynamic, hands-on leadership laboratory. The interactions of horses and rides, travel and public appearances, horse husbandry, and facilities and equipment maintenance provide cadets with important life experiences and lessons in responsibility. After graduation from Texas A M, the students cavalry work will translate into management, leadership, self-motivation and organizational experience.

Founded in 1967, the Texas A M Polo Club assists both men and women in learning and refining the basic skills of polo to prepare them for local, regional and national competitions. The club is dedicated to introducing polo to anyone interested in learning about the Sport of Kings, to produce winning athletes, and strive to win the coveted USPA Intercollegiate National Championship.

Texas A M s Pre-Vet Society is a pre-professional student organization designed for anyone seeking a career in veterinary medicine, regardless of their major. Clubs Teams. Pre-Vet Society. The Society s main goal is to expose students to a variety of opportunities in the field of veterinary medicine and to help those students reach their goal of admission into veterinary school. The Fighting Texas Aggie Rodeo Team is a part of the National Intercollegiate Rodeo Association in the Southern Region.

It was founded in 1949. Club membership dues are 25 and a new members are admitted year round. Saddle Sirloin Club. The Saddle Sirloin Club at Texas A M University is an affiliate member of the National Block and Bridle Club and aims to promote scholastic achievement and animal agriculture. One of the oldest and largest student organizations at Texas A M, the Saddle Sirloin Club is part of the Department of Animal Science but is open to all majors.

Stock Horse Team. With emphasis always on learning and improving the student s riding and training skills, this program has become a popular and important part of the total horse teaching program at Texas A M. The Stock Horse Team in the Department of Animal Science is designed to teach students the principles of training and showing horses in stock horse competitions.

Texas A M Student Chapter of the American Association of Equine Practitioners SCAAEP. SCAAEP is the Texas A M Student Chapter of the American Association of Equine Practitioners. The SCAAEP is committed to providing additional learning opportunities for students interested in pursuing careers in equine veterinary medicine. The annual Skills Lab, a project of the group, draws nearly 400 students from veterinary medical programs around the country.

Texas A M Student Chapter of the American Veterinary Medical Association SCAVMA. SCAVMA is the Texas A M Student Chapter of the American Veterinary Medical Association. Every student at Texas A M College of Veterinary Medicine can and should. become a member of SCAVMA, which currently has a 100 percent participation rate. Members are eligible to join other, more specialized veterinary student organizations at Texas A M.

Texas A M Student Chapter of the Society of Theriogenology. SFT helps students understand reproduction in various species including equine, through lectures, rounds and palpation. The Women s Equestrian Team is a highly competitive program with a history of national success. The Aggies earned overall national championship titles in 2002 and 2012.

Texas A M has finished second overall in four of the last six seasons and the western team has won six NCEA titles. Texas A M Women s Equestrian Team. The Aggie hunter seat squad has finished in second three years. Teaching, Research, Extension and Service. Los Angeles Marymount High School, attended by actress Lori Loughlin s two daughters, doesn t think either of the students are serious crew participants, a USC employee wrote in an email.

USC questioned whether Lori Loughlin s daughters were really athletes a year before admissions scandal. In March 2018, several high schools contacted USC, puzzled that certain students were being admitted as recruited athletes. Donna Heinel, the third-ranking administrator in USC s athletic department, was asked to investigate. She reported back the next day Loughlin s younger daughter rowed for a competitive club and USC s coach thinks she has talent, she wrote.

Prosecutors disclosed emails on Tuesday showing Heinel was tasked with investigating the very fraud she allegedly perpetrated. The messages were filed in federal court along with another 480 pages of emails, transcripts of recorded calls and financial and academic records that significantly widen the aperture on William Rick Singer s college admissions scam. An attorney for Heinel and a spokesman for USC didn t immediately respond to requests for comment.

Heinel has pleaded not guilty to conspiracy to commit racketeering, fraud and bribery. In court papers filed on Tuesday, Eric S. Rosen, an assistant U. attorney, addressed complaints by defense attorneys, who had argued Rosen and his colleagues were withholding evidence favorable to their clients. With the fashion designer s older daughter applying in 2016, the official, whose name is redacted in the documents, offered to flag her application and asked if I can be at all helpful in setting up a 1 1 opportunity for her, customized tour of campus for the family, and or classroom visit.

The couple specifically rejected this legitimate approach, Rosen wrote, pointing to an email exchange between Giannulli and an official in USC s development office. Giannulli was already conspiring with Singer to pass off the girl as an elite coxswain, prosecutors say. Singer asked Giannulli in an email for a picture with her on an ERG rowing machine in workout clothes like a real athlete. Six days before the USC official s email, Giannulli fielded one from Singer Got it all.

Rosen took aim at an argument floated by Loughlin and her husband, Mossimo Giannulli, that the two believed their 500,000 payment to Singer would go toward legitimate donations to USC. Profile is being made as a coxswain and USC is awaiting my packet with the transcript, test scores and profile. Giannulli told the development official Thanks so much, I think we are squared away. He forwarded the email thread to his wife that night, adding, The nicest I ve been at blowing off somebody.

A month later, Heinel presented their daughter as a recruited coxswain to a USC admissions committee, which approved the girl for admission based on falsified athletic credentials, prosecutors allege. The couple wrote a 50,000 check to a USC account that Heinel controlled and wired Singer 200,000, prosecutors say. They repeated the fraud a year later to get their younger daughter into USC, according to prosecutors. Loughlin and Giannulli have pleaded not guilty to conspiracy to commit fraud, money laundering and bribery.

Rosen wrote that no USC officials interviewed by his office knew payments from Singer s clients were a quid pro quo for admission, apart from those who have been charged with crimes. The government has no evidence that anyone outside of the school s athletic department knew of Singer s corrupt deals, Rosen said. Nor, he added, has his team seen evidence that anyone who supervised Heinel or other charged coaches was aware of the fraud. He attached to his filing an email Heinel received in 2015 from Tim Brunold, the school s dean of admissions.

The subject line Rick Singer. I don t know anything about this Singer guy, Brunold told Heinel, except to steer clear. Three years later, Heinel was asked to investigate applications submitted by three students, one of them Giannulli s younger daughter. Notified the student had been flagged as a rowing recruit, her high school counselor had told a USC admissions officer a year earlier, I had no knowledge of her involvement in crew and based on what I knew of her doubted she was involved in crew, according to a record of the conversation that prosecutors filed in court.

But to be sure, Rosen wrote, others at USC understood that Singer existed. In March 2018, a USC official emailed Heinel the names of three students whose high schools were quite surprised to hear they were being admitted as athletic recruits. Most of the names are redacted; Gianulli s was not. Giannulli s younger daughter was on a list of prospects the crew coach inherited from his predecessor; he was welcoming her to walk onto the team and earn a spot, she wrote.

Heinel wrote back the following day. Another student Heinel was asked to investigate, whose name wasn t disclosed, had great baseball IQ, a good bat and a family with ties to a donor that gave 1 million dollars to the baseball program, she said. The stories shaping California. Get up to speed with our Essential California newsletter, sent six days a week. Matthew Ormseth is a reporter for the Los Angeles Times. He grew up in Arcadia and graduated from Cornell University.

Before joining The Times in 2018, he covered city news and state politics at the Hartford Courant. Residents in part of Arcadia were told to evacuate Sunday morning as the Bobcat fire in the Angeles National Forest posed new dangers. Record acres burned. Sky-high air pollution. The extremes California has experienced in recent weeks all have one thing in common They were made worse by climate change. Record heat. The explosive Creek fire, fueled by beetle-killed trees, is a hint of the Sierra Nevada s future unless California greatly expands prescribed burns.

With many traditional public events canceled due to coronavirus, all our holiday energy has to go somewhere. And so far it appears 2020 will be the year we go wild on holiday decorations, starting with Halloween. Student desks, small tables, chairs and other furniture are selling out, just when frantic parents need them the most for children attending school remotely from home. Many patients are puzzled when their coronavirus test is positive, saying they feel fine.

AstraZeneca, which received U. As a doctor, I know we need to test the asymptomatic. funds to develop a COVID-19 vaccine, raised prices despite promises by President Trump to keep drug costs in check. Every effort to explain the extraordinarily varied course of the novel coronavirus, to treat it with drugs and prevent it with vaccines, depends on understanding how the virus outwits the human immune system or vice versa. Prominent South L. community activist Najee Ali denounced violence and offered prayers for injured sheriff s deputies.

We re not going anywhere. We are committed here, a county fire department captain said. The positive testing data comes as confirmed cases has fallen to the lowest level since mid-June and hospitalizations have fallen to the lowest levels since the start of April. A draft after action report on the handling of protests by the Los Angeles Emergency Management Department found flaws in how the city coordinated among agencies, including the LAPD.

Video shows a man in a red hat climbing onto the hood of the moving CHP vehicle before he s thrown to the pavement. Sign up for the latest news, best stories and what they mean for you, plus answers to your questions. Get our free Coronavirus Today newsletter. A year later, Heinel was arrested and charged with arranging dozens of deals to sneak unqualified students into USC, including Loughlin s daughters.

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