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It s alarming that these types of data breaches are becoming more common lately. Millions of loan and mortgage records exposed in another massive data breach. Another day, another massive data leak from an unsecured server. In the past few weeks, we ve seen servers expose personal information and even government data, not because of any hacking attempts, mind you, but due to poor security practices.
As proven in the past quite too often, companies who fail to secure their websites and databases properly could be leaking your information in the open, too. And the worse part is this not even the best security precautions can protect you from these data breaches. Read on and learn about the latest massive data breach caused by another unsecured server. Aside from identity fraud and scams, this one could put your mortgages, loans and home titles at risk. Around 24 million financial and banking documents have been left exposed online yet again due to a misconfigured server.
Ascension data breach. Your daily dose of tech smarts. According to a report from Techcrunch, the database was sitting on an unprotected server running an Elasticsearch database. And similar to other data breaches of this type, the database was not protected by any password, allowing anyone to view and access the treasure trove of information. Learn the tech tips and tricks only the pros know. Fun fact Elasticsearch is a free database search engine popular with cloud services such as Amazon Web Services.
Based on Techcrunch s findings, the breach can be traced back to Ascension, a data and analytics firm based in Fort Worth, Texas. The exposed data was discovered by security researcher Bob Diachenko on Jan. 10 via public search engines like Shodan. Thanks to Diachenko s report, it is believed that the data was exposed for only weeks until was finally shut down on Jan.
What was exposed. Fun fact Shodan is a free search engine tool used for tracking exposed ports, databases and vulnerable web-connected appliances. The leaked information from the Ascension leak includes documents that are related to loan and mortgage records from a number of major banking institutions including CitiFinancial, HSBC Life Insurance, Wells Fargo, CapitalOne and even U. federal agencies like the Department of Housing and Urban Development.
Aside from these sensitive documents, the leak also exposed personal information including. Names Addresses Birth dates Social Security numbers Bank account numbers Checking account numbers Loan agreements Bankruptcy filings Tax documents including W-2 tax forms. Currently, the actual number of people affected by this data breach is still unclear and it is unknown if the information was accessed by hackers.
Judging by the number of data points and the nature of the information exposed, if cybercriminals got hold of the data, they will have a field day harvesting the information to facilitate all sorts of scams like identity and financial fraud. Exposed databases are nothing new and they seem to occur on a regular basis. Needless to say, if the information gets into the hands of scammers, it could lead to all kinds of malicious activity.
What to do after a data breach. To protect yourself from the inevitable fallout, here are some suggestions. Beware of phishing scams Scammers will try and piggyback on huge breaches like this. They will create phishing emails, pretending to be the affected company, hoping to get victims to click on malicious links that could lead to more problems.
Take our phishing IQ test to see if you can spot a fake email. Keep an eye on your bank accounts You should be frequently checking your bank statements, looking for suspicious activity. If you see anything that seems strange, report it immediately. It monitors hacker sites and collects new data every five to 10 minutes about the latest hacks and exposures. Check your online accounts Have I Been Pwned is an easy-to-use site with a database of information that hackers and malicious programs have released publicly.
Get a credit freeze If you think that your identity has already compromised, put a credit freeze on your accounts as soon as you can. Have strong security software Protecting your gadgets with strong security software is important. It s the best defense against digital threats. Bonus Get home title protection. No identity theft protection, homeowner s insurance or bank protects you. The instant they detect anyone tampering with your title, they re on it. You need to check right now to see if you re already a victim.
For pennies a day, our sponsor Home Title Lock does. 2,000 online stores at risk after attack How to shop safely. Privacy tip This search engine doesn t track you like Google. Your passwords are exposed here s what to do about it. Ask me your digital question. Navigating the digital world can be intimidating and sometimes downright daunting. Reach out today to ask your digital question. You might even be on my show.
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Enter your email or sign up with a social account to get started. Already registered. Miami s independent source of local news and culture. McKay scholarship program sparks a cottage industry of fraud and chaos. From June 2006 through November 2010, the woefully cash-strapped Florida Department of Education DOE forked over 2. 057 million to Julius Brown, former middle school basketball coach and cofounder of a string of obscure sports apparel businesses.
The money was in the form of tuition vouchers for kids with physical and learning disabilities to attend the South Florida Preparatory Christian Academy, the Oakland Park K-12 private school of which Brown a looming and lean former basketball pro with a slug-like mustache was founder, president, principal, athletic director, and boys basketball coach.
As is customary with schools that receive the vouchers, provided by the John M. McKay Scholarships for Students With Disabilities Program, the DOE didn t inquire about Brown s curriculum or visit South Florida Prep s campus to make sure it was safe for schoolchildren. In Florida, private schools essentially go unregulated, even if they re funded by taxpayer cash. South Florida Prep also received at least 236,000 from a state-run tax-credit scholarship for low-income kids.
McKay scholarship program. While the state played the role of the blind sugar daddy, here is what went on at South Florida Prep, according to parents, students, teachers, and public records Two hundred students were crammed into ever-changing school locations, including a dingy strip-mall space above a liquor store and down the hall from an Asian massage parlor.
Eventually, fire marshals and sheriffs condemned the campus as unfit for habitation, pushing the student body into transience in church foyers and public parks. The teachers were mostly in their early 20s. Raped by a Student, Iqoption malware Could Receive 3 Million. An afternoon for the high school students might consist of watching a VHS tape of a 1976 Laurence Fishburne blaxploitation flick Cornbread, Earl and Me and then summarizing the plot. In one class session, a middle school teacher recommended putting mother nature a woman s period into spaghetti sauce to keep a husband under thumb.
There were no teacher edition books. There was no curriculum. In May 2009, two vanloads of South Florida Prep kids were on the way back from a field trip to Orlando when one of the vehicles flipped along Florida s Turnpike. A teacher and an 18-year-old senior were killed. Turns out another student, age 17 and possessing only a learner s permit, was behind the wheel and had fallen asleep.
We had no materials, says Nicolas Norris, who taught music despite the lack of a single instrument. The families of the deceased and an insurance company are suing Brown for negligence. Meanwhile, Brown openly used a form of corporal punishment that has been banned in Miami-Dade and Broward schools for three decades. Four former students and the music teacher Norris recall that the principal frequently paddled students for misbehaving.
In a complaint filed with the DOE in April 2009, one parent rushed to the school to stop Brown from taking a paddle to her son s behind. He said that maybe if we niggas would beat our kids in the first place, he wouldn t have to, the mother wrote of Brown. He then proceeded to tell me that he is not governed by Florida school laws. He wasn t far off.
The DOE couldn t remove South Florida Prep from the McKay program, says agency spokesperson Deborah Higgins, based on the school s disciplinary policies and procedures. It s like a perverse science experiment, using disabled school kids as lab rats and funded by nine figures in taxpayer cash Dole out millions to anybody calling himself an educator. Don t regulate curriculum or even visit campuses to see where the money is going.
For optimal results, do this in Florida, America s fraud capital. Now watch all the different ways the flimflam men scramble for the cash. Once a niche scholarship fund, the McKay program has boomed exponentially in the 12 years since it was introduced under Gov. Jeb Bush, with 148. 6 million handed out in the past 12 months, a 38 percent increase from just more than five years ago. There are 1,013 schools 65 percent of them religious collecting McKay vouchers from 22,198 children at an average of 7,144 per year.
The lion s share of that pot ends up in South Florida. Miami-Dade received 31. 8 million, more than any other county in the state, and Broward was second with 18. Palm Beach ranked fifth, with its schools collecting 6. But there s virtually no oversight. According to one former DOE investigator, who claimed his office was stymied by trickle-down gubernatorial politics, the agency failed to uncover even a significant fraction of the McKay crime that was occurring.
Administrators who have received funding include criminals convicted of cocaine dealing, kidnapping, witness tampering, and burglary. Even in investigations where fraud, including forgery and stealing student information to bolster enrollment, is proven, arrests are rare. There is no accreditation requirement for McKay schools. And without curriculum regulations, the DOE can t yank back its money if students are discovered to be spending their days filling out workbooks, watching B-movies, or frolicking in the park.
In one business management class, students shook cans for coins on street corners. The thieves are usually allowed to simply repay the stolen loot in installments or at least promise to and continue to accept McKay payments. And public schools now apparently help with the recruiting. Failing kids, who would sabotage all-important standardized testing scores, are herded en masse to dubious McKay schools. There s also the Florida Tax Credit Scholarship, which gives tax breaks to corporations in return for private school scholarships.
Rick Scott pushing privatization of education in all forms, legislation that passed in May is set to skyrocket both programs. Thanks to the amended law, a kid with a peanut allergy could now find himself eligible for a scholarship created for students with learning and physical disabilities. The tax-credit fund saw its cap increased by 30 million to 175 million, while the McKay program could nearly quadruple.
The McKay fund is not the only cash cow that unregulated schools can dip into. New Times shared findings from this investigation with state Sen. Wise R-Jacksonvilleone of the co-introducers of the McKay program in 1999. It s appalling, Wise says. I m amazed that there s not more scrutiny about where the money is going. After I get done with you, he tells a reporter, I need to talk to my staff director.
We need to have some hearings and do whatever we can to make some changes. According to Republican lore, it started with a senator s child and a nun. In the mid- 90s, state Sen. McKay R-Bradenton struggled to find a proper school for his daughter, who had a learning disability. I called every public school in my district, McKay, who has since retired from office, tells New Times. He ended up sending her to Dreams Are Free, an idyllic, specialized school in Sarasota run by Sister Gilchrist Cottrill.
McKay s epiphany Create tuition vouchers so that all Florida children with special needs could go to schools like Sister Gilchrist s. As senate president in 1999, he tacked his namesake program to Gov. Jeb Bush s fledgling A Plan for Education, a voucher program paying private school tuition for students from poorly performing public school districts. Two years later, Republican lawmakers passed the Tax Credit Scholarship program for low-income kids, which offers a smaller tuition cap currently 4,106 but is available for more students.
The add-ons were politically shrewd. Bush s program was hugely divisive and, as it turns out, doomed. In 2006, the state Supreme Court ruled that the A Plan was unconstitutional and a drain on public school coffers. But the McKay and Tax Credit scholarships chugged onward. To be eligible for a McKay voucher in the early days, a student would have had to qualify for an individual education program IEP which encompasses conditions ranging from attention disorders and autism to physical disabilities and be failing in public schools.
The latter requirement was eventually scrapped by legislators. A cap limiting the number of McKay kids per district was also tossed. Today, students with an IEP are required only to spend at least one year in a public school to qualify for the McKay program. But even in that, there is fraud. In June 2010, Deborah Swirsky-Nuñez, a special-education supervisor in Miami-Dade County Public Schools and wife of region superintendent George Nuñez, was arrested for playing a sort of three-card monte with the McKay system in order to have her two kids private school tuition paid by the state.
According to investigators, Swirsky-Nuñez fabricated address records. Krop High even though they attended Plantation s American Heritage Private School. And she used her sway with test administrators to rig her kids performance on the IEP iqoption malware, securing a combined 19,000 annually in McKay payments. At least seven others, including her husband George, were implicated, but only Swirsky-Nuñez was charged with organized fraud.
She has pleaded not guilty, and her trial will begin in October. Krop s principal, Matthew Welker, was suspended for 30 days for alleged complicity in the scheme. The recent expansion of the McKay program should only make it easier to milk the system. The new law, which last month easily passed the Florida House and Senate and was signed by Governor Scott, makes students with 504 plans special accommodations for physical impairments eligible as well.
That includes asthma and allergies to anything from peanuts to bee stings, says Ron Meyer, a lobbyist for the Florida Education Association, who argues that the expansion is undermining the validity of the program. An additional 52,000 students will be eligible, almost quadrupling the pool. McKay waffled with indecision before throwing his support behind the expansion. He insists he would never want this program to be a Trojan horse towards the destruction of the public school system.
After reading a partial draft of this story, McKay hedged that there are sins in every program but added that the state is unwise to abandon all oversight. Somebody better get off their ass and fix those problems. The nun also has misgivings. She falsely enrolled the children at the public Dr. There are a lot of people who are starting these little schools, and the teachers aren t qualified, she says.
There needs to be some oversight. Department of Education investigator Seth Stoughton, who specialized in voucher fraud, had a strategy when he d go on field trips from Tallahassee to other regions around the state. He d print out a list of every McKay school in the area and drive his rental car past the addresses, just to make sure the schools were there.
He was on the lookout for outfits such as Jacksonville s Cyber Tech Academy, to which the state had paid 54,000 in tuition through 2004 despite the fact that the school didn t physically exist. That s as proactive as any investigation ever got, says Stoughton, a former Tallahassee Police officer. From 2005 through 2008, he worked with three to four colleagues in the DOE s Office of Inspector General.
I never got the sense that we really got a good grasp on the scope of potential fraud, he says. Registering a private school is as easy as filing minimal start-up paperwork. Becoming eligible to receive McKay payments isn t much tougher and relies mostly on the honor system You must claim to have a location, promise to run background checks on staffers, and either have been in business for three years or have access to a surety loan or line of credit.
The restrictions on opening a school are so relaxed, Stoughton says, that it s almost a right rather than a privilege. The DOE has investigated 38 schools suspected of McKay fraud. In 25 cases, the allegations have been substantiated. Of those, five Muskateer s Academy, Paladin Academy, Choice Preparatory School, Center of Life Academy, and Hope Academy were in Miami-Dade.
The thieving schools across the state received, or in many cases are still receiving, McKay money totaling 49. In the 27 investigative reports that were made available to New Times the rest have been purged the vast majority were sparked by a tip, usually from an associate with an ax to grind. A few of the more notable cases.
At Homestead s Hope Academy, recipient of 2. 8 million from McKay, a 2010 investigation revealed at least three staffers had criminal records. One of the employees had pleaded guilty in Georgia to iqoption malware to distribute cocaine. Another had served two years in the same state for the sale of marijuana. The school is the target of a lawsuit filed by a mother who claims her developmentally disabled daughter was repeatedly molested by a classmate on a school bus and that principal Cecil Persaud did nothing about it.
Visited by New TimesPersaud a gray-toned man with a patchy mustache claimed the fraud didn t ring a bell, refused to discuss the molestation lawsuit, and threatened to call police. The most common caper involves simple forgery school administrators doctoring attendance records and signing parents names to show that students are enrolled when they re actually not. Jacksonville s Success Academy which received 4. 8 million was likely the largest such case.
From 2001 through 2005, the school accepted 421,000 for 52 students who were enrolled in public schools. At Muskateer s Academy in Hialeah Stoughton says of the name I think they just had no idea how to spellhusband and wife school owners Jacqueline and Erick Cermeno were indicted for stealing several students disability information to falsely enroll them and pocket thousands in tuition.
Muskateer s received 794,000 from the state. The Cermenos were sentenced to ten years probation and seem to have disappeared to Texas. But some of the most egregious offenders have evaded even a slap on the wrist. In February 2008, Stoughton s office held countless hours of deposition and prepared a damning 795-page report in exposing a similar 78,000 fraud at Harvest Christian Academy in Tampa. The principal, Bishop Michael Wayne Lewis, was already serving five years in federal prison for a 3 million bank fraud case.
Lewis scoffed that because he was currently incarcerated for a scheme involving the theft of 3 million, according to a report, he would not waste his time with 78,000. The State Attorney s Office SAO apparently agreed, deciding not to press charges. This was a case I had worked on the entire time I was there, Stoughton says.
It was incredibly frustrating. The apathy to McKay fraud was politically motivated, he believes. This program was the governor s baby, and he had a lot of political capital invested in this, the former investigator says of Bush, who held office until January 2007. My understanding was that he viewed our investigations as negative publicity about the program. Counters Bush s spokesperson Jaryn Emhof Governor Bush has consistently supported greater accountability over the scholarship programs.
Of the case reports provided to New Timesonly three resulted in arrests. The vast majority of offenders were ordered to simply repay the stolen money, although many of them have failed to make payments. In October 2007, prosecutors did decide to press charges in a case involving two sisters. Betty Mitchell and Jeannette Nealy had swindled at least 200,000 in McKay money through Faith Christian Academy in Polk County. Stoughton helped the SAO write a news release, detailing the fraud and the sisters potential prison time they would later be sentenced to a combined 17 years to send to media outlets.
There s no deterrent to like-minded schemers, Stoughton believes, like a nice, scary news story. When Stoughton shipped a draft of the release up the flagpole at the Department of Education, he says, The response I got was essentially This is good news how. Stoughton eventually left the department to go to law school. The DOE never sent out that news release.
Sheldon Klassy Klasfeld, beaver-toothed and round-spectacled with slicked curly locks, sits in his junk-clogged sliver of an office in the front of Academic High School.
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