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Doug Rappaport is a litigator focusing on complex commercial and securities disputes. On a daily basis, Doug advises clients on matters of regulatory compliance and corporate governance. He also provides advice on activist investing issues, devising strategies regarding the solicitation of board seats, the displacement of existing corporate management and contests for corporate control. Doug also regularly represents investment funds, corporations and individuals in regulatory and internal investigations.
His experience extends to matters before the Securities and Exchange Commission SECthe Financial Industry Regulatory Authority FINRA and state and foreign securities agencies. Doug litigates disputes involving. Fiduciary obligations Securities fraud Breach of contract Limited partnership interests Insider trading Investor disputes Derivative claims Insurance issues Bond defaults Contract disputes.
Representative Work. Advised an investment fund through trial in a case alleging breach of fiduciary duty in connection with a shareholder dispute. Represented activist investors in enjoining an announced merger of a public company with a company controlled by an interested insider. Represented an investment fund in connection with an action involving securities claims stemming from alleged misrepresentations in connection with the exchange rate on warrants.
Defended an activist investor against a federal action taken by a public company prior to its annual meeting to prevent the client s candidacy for the company s board of directors. Represented multiple hedge funds in insider trading i nvestigations by the SEC in New York, Los Angeles, San Francisco, Chicago and numerous other jurisdictions. Served as counsel to an investment fund adviser in an insider trading and manipulation investigation by the SEC s Boston office related to the client s trading of securities in the context of a merger.
Represented principals of a public company in a derivative class action in Delaware stemming from alleged breaches of duty of loyalty. Represented the board of a public company in a derivative class action in Utah stemming from spring-loaded options. Represented a global investment bank in connection with class actions against underwriters in the U. securities markets alleging price fixing of underwriting fees in connection with initial public offerings. Represented activist investment funds in books and records actions in Delaware in connection with a successful tender offer.
Represented an activist investment fund in a books and records action in Florida in connection with a successful proxy contest. Represented an investment fund in an insider trading investigation by the SEC s Boston office regarding publicly traded securities in connection with a merger. Represented a multibillion-dollar hedge fund in connection with an investigation by the New Zealand Takeovers Panel of a partial tender offer. Represented a NYSE-traded company in connection with an insider trading investigation by the Utah office of the SEC.
Panelist, Navigating Section 13 Filings and Hedge Fund Peer Group, ACA Compliance Group Spring Compliance Conference, May 2019. Panelist, Representing Activists, 13D Monitor Active-Passive Investor Summit, April 2019. Moderator, The Ethics of Big Data and Web Scraping What is Acceptable in 2018. Hedge Fund General Counsel and Compliance Officer Summit, September 2018.
Panelist, Activist Litigation as a Tool in Proxy Fights Breaking Down or Fortifying Board Defense. January 2018. Moderator, Hedge Fund Manager Breakout Session, ACA Compliance Group Spring Compliance Conference, May 2016. Speaker, New Developments in Insider Trading, NRS 31st Spring Compliance Conference, May 2016. Public Service and Affiliations. Member, New York City Bar Association. Member, board of directors, ArsNova, a non-profit theatre and arts organization in New York City; chair of governance committee.
Member, board of directors, Community Basketball. The Legal 500 USDispute Resolution Securities Litigation Defense, 2018 to 2019. Areas of Experience. Complex Commercial Litigation Global Investigations and Compliance Investment Funds Litigation Litigation Securities Enforcement and Litigation White Collar Defense and Government Investigations Pro Bono Investment Management Emerging Markets Funds Transactions Energy and Natural Resources Funds Fund Manager Transactions Hedge Funds Insurance Litigation Cannabis and Hemp Compliance and Policy Regulatory Compliance вЂ Investment Adviser Investor Representation Real Estate Global Financial Services Regulation Financial Services Litigation Shareholder Activism Fiduciary Litigation Consumer Class Actions North America.
Education Clerkships. SECвЂ s Examination Function Warns Its Registrants of Risks Associated with Dangerous Malware SEC Proposes to Increase 13F Threshold to 3. 5 Billion SEC Risk Alert Addresses Private Fund Adviser Conflicts of Interest, Fee and Expense Management, and Policies and Procedures Relating to Material Non-Public Information Liu v. SEC вЂ Supreme Court Establishes Important Limitations on SEC Disgorgement Department of JusticeвЂ s 2020 Update Moves the Needle on Guidance for Evaluation of Corporate Compliance Programs Second Circuit Holds Section 16 Plaintiff Needs to Identify an Issuer-Specific Agreement to Establish Creation of a Group Among Clients Supreme Court Overturns вЂ BridgegateвЂ Convictions Decision Will Have Ramifications for Traditional Business-Crime Prosecutions Government Enforcers Focused on Coronavirus-related Actions.
SEC Risk Alert on COVID-19-Related Compliance Risks and Considerations for Broker-Dealers and Investment Advisers by Peter I. Altman,Michael A. Asaro,James Joseph Benjamin Jr. Butler,Charles F. Connolly,Jason M. Daniel,Estela DГ az,Katherine Rachel Goldstein,Natasha G. Kohne,Mark J. MacDougall,Claudius B. Modesti,Parvin Daphne Moyne,Barbara Niederkofler,Douglas A.
Rappaport,Michelle A. Reed,Jacqueline Yecies,Jenny M. Government Enforcers Focus on Actions Related to Coronavirus by Peter I. Connolly,Estela DГ az,Mark J. Modesti,Parvin Daphne Moyne,Douglas A. Rappaport,Nathaniel B. Botwinick,Jason M. Daniel,Kerry E. Berchem,Daniel I. Fisher,Alice Hsu,Jeffrey Lazar Kochian. Supreme Court to Hear Challenge to SECвЂ s Ability to Obtain Disgorgement by Peter I. Connolly,Claudius B. United States v. Salman Supreme Court Reaffirms вЂњFriends With BenefitsвЂќ Test In Insider Trading Cases by Michael A.
Maynard,Douglas A. Rappaport,Peter I. Altman,Parvin Daphne Moyne,Paul W. Connolly,Terence J. Lynam,Stephen A. Mansfield,Rex S. Heinke,Pratik A. Shah,Daniel F. Zimmerman,Jason M. Keeping Calm and Carrying On The EU Market Abuse Regulation by Michael A. Asaro,Douglas A. Rappaport,Helen Marshall. Southern District Allows SEC Insider Trading Case to Proceed, Distinguishing Newman by Michael A. Maynard,Bruce S. Mendelsohn,Douglas A. Expect to See More Shareholder Activism in 2015, But Fewer вЂњGloves OffвЂќ Situations by Jeffrey Lazar Kochian,Douglas A.
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za To find out how to link your device, call 087 575 0362 View the software license agreement and remote banking agreement. Android devices include HTC, Samsung, LG, Motorola, Sony Ericsson and Huawei. BlackBerry devices include the Torch, Storm, Bold and Curve that are OS5 or higher. Cellphone Banking. Bank safely and securely anywhere, any time with Cellphone Banking. Access your money by banking in the palm of your hands using your cellphone.
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eCommerce Merchant Application. If you have additional questions, or need clarification on any of these answers, email us at SalesIS vantiv. com, or call 1-844-843-6111. QUESTION WHO IS VANTIV. A Vantiv is a leading, integrated payment processor focused on helping our merchant and financial institution clients be more successful.
We stand apart from other processors because our consultative approach and single, proprietary technology platform enable us to provide you with a comprehensive suite of payment processing and technology solutions that can be tailored to meet your unique needs. Vantiv offers a variety of payments options that can help optimize your eCommerce business. QUESTION WHY SHOULD I USE VANTIV. We deliver intelligence through value-added services built on solid eCommerce payments processing to help you acquire, convert, and retain profitable relationships.
A Vantiv provides the payments technology, intelligence, and risk management you need to grow your business, revenue, and customer relationships. Our solutions and services are developed on a technology workbench that is built for the future, while our agile development allows us to quickly respond to both opportunities and changing market conditions. QUESTION WHAT TYPE OF BUSINESSES USE VANTIV. A World-class digital and retail brands and their partners and technology providers have all come to rely on us like few other processors.
We help fuel eCommerce by simplifying payments innovation. Numerous market leaders have all leveraged our processing solutions during their formative years, and we continue to help them use payments to their strategic advantage today. Vantiv s eCommerce SMB payments solutions allow companies like yours to simplify the process of accepting payments.
We also have particular expertise in a number of vertical markets, including Internet retail, multichannel retail, online services, direct response, digital gaming, publishing, and many more. QUESTION DOES VANTIV HAVE A REPORTING INTERFACE. A In general, credit card settled funds the total sale amount minus fees are deposited to your company s bank account two business days after Vantiv receives the sales transaction.
Vantiv iQ for eCommerce is an on-demand, web-based transactional and financial reporting and analytics interface that provides unique, business-impacting insights. QUESTION WHEN WILL I GET MY MONEY AFTER COMPLETING A SALE. Vantiv iQ for eCommerce allows merchants to streamline costs, improve operational efficiencies, manage risks, and enhance revenue. Our pricing includes Visa, MasterCard, Discover, and American Express transactions; eCheck transactions are priced separately.
A The cost per transaction is 2. QUESTION WHAT ARE THE COSTS. There are no monthly minimums or monthly maintenance fees and there are no refund costs if you refund a transaction, the entire fee is returned to you. You can also terminate at any time with no termination fees. See the separate processing agreement for pricing details. A Other possible fees include 15 for a disputed charge chargebackand a fee for users of our Vantiv iQ for eCommerce reporting and analytics interface.
The first two Vantiv iQ for eCommerce users are free; after that, the fee is 50 per user. QUESTION ARE THERE OTHER FEES. QUESTION IS VANTIV PCI COMPLIANT. Worldpay, LLC and or its affiliates. Worldpay, the logo and any associated brand names are trademarks or registered trademarks of Worldpay, LLC and or its affiliates in the US, UK or other countries. Ecommerce Fraud Detection during the Pandemic.
April 13, 2020 Armando Roggio. The coronavirus pandemic has led to significant changes in consumer purchase behavior and raised concerns about ecommerce fraud. Fortunately, overall ecommerce fraud does not appear to have risen disproportionately to the number of online purchases. We haven t seen a significant change in the amount of card-not-present fraud at this point, said Eyal Raab, vice president of sales and business development for Riskified, an ecommerce fraud prevention firm.
There has been some fluctuation across industries, but that s not uncommon. What we have seen is a change in shopping behaviors, Raab continued. What we have seen is a change in shopping behaviors. For example, we ve seen a substantial increase in consumers using mobile apps to make purchases with a decrease in the percentage of orders placed via desktop or mobile web.
People are staying home instead of going to an office, so they re spending more time on their mobile devices. We re also seeing people changing what they buy, with big increases in food purchases, fitness equipment, and home improvement goods. Although, as Raab said, there have not been significant changes in the percentage of transactions impacted by fraud, merchants do need to be aware of changes in how fraudsters work.
Areas of Concern. Ecommerce is changing rapidly during this global pandemic, with some industries experiencing large shifts in transaction volumes or more requests for faster shipping, said Rich Stuppy, chief customer experience officer at Kount, a fraud prevention firm. Especially in these circumstances, fraud prevention isn t just about stopping chargebacks, but it also plays a role in approving and expediting orders as well as stopping policy abuse that leads to reselling and retail arbitrage issues.
All of that makes sense. It will be critical to monitor fraud trends in the coming weeks, as chargebacks begin to roll in from this period. Stuppy s comments are consistent with recent data from TransUnion, a consumer credit bureau. It is clear that social distancing has changed consumer shopping behaviors globally and will continue to do so for the foreseeable future, said Greg Pierson, senior vice president of business planning and development at TransUnion.
No doubt fraudsters will continue to follow the trends of good consumers and adjust their schemes accordingly. Effectively, this means crooks and cheats that had been hacking, phishing, social engineering, or employing romance and banking scams to steal a consumer s identity have modified their tactics to include Covid-19-related messages and mimic stay-at-home buying behaviors.
Raab reiterated, We haven t seen a significant change in the amount of fraud, but we have seen changes in overall volume for some industries. Some 22 percent of the 1,068 American adults TransUnion surveyed claimed they had been targeted by digital fraud related to Covid-19. Industries where legitimate purchases have slowed but fraud has remained fairly constant may seem particularly risky right now, but that s generally because of the decline in legitimate customers and not an influx of fraudsters.
Thus, on the one hand, ecommerce retailers need to pay attention to fraud trends. False Positives. While there may not be lots of fledgling thieves attacking the industry anew, the methods established cheats use are likely to be changing. Practically, this could mean that ecommerce retailers need to be careful when accepting and fulfilling questionable orders.
But those same retailers also need to be aware of the potential for relatively more false positives thanks to changes in how legitimate, trustworthy customers shop. If merchants are used to one pattern and see a rapid increase in something unfamiliar stockpiling food or buying treadmills through a mobile app, for example they need to make sure that their systems adjust to approve those orders rather than viewing them as suspicious and possibly declining them, said Riskified s Raab. Raab s firm, its competitors, and TransUnion, have all gone to great lengths to help ecommerce merchants approve more transactions.
The goal of fraud detection and prevention is to filter out the crooks while accepting good customers who might be exhibiting a new behavior or shopping in a new way. Raab added a bit of advice for ecommerce retailers who are particularly concerned about fraud during the pandemic. Try not to overreact to fear of fraud. Things can change, of course, but the pandemic didn t suddenly create legions of new fraudsters.
So there s no reason that ecommerce merchants should expect increased risk, Raab said. Rather, think about the current climate, and make sure you and your systems can rapidly adjust. Recognize that shopping has changed worldwide, and patterns that triggered alarm bells in the past could be people adjusting to the new normal. If merchants can adjust to those changes, they ll be able to approve as many legitimate orders as possible, and consumers will get their goods.
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01 Investments Commission ASICwho forex volume 0. 01 the independent Australian government body which administers and iq option mode demploi various laws as Australiarsquos corporate, markets and financial services regulator.